On 6/12/09 my account went into into a -49.06 overdrawn status.
By the time I went on line (I work full-time and am a full-time student) and noticed I was in the red, I had a total of 24 overdrafts and my account balance was overdrawn by -550.19 but the bank's balance was -1,390.19 due to total overdraft charges of $840. I immediately deposited a check of 2450.44 of which a total of $840 ($35 x 24 in item fees) was taken by Bank of America to cover 24 overdraft transactions, many which included for items such as $2.18, $3.24, $6.64, $8.00). I spoke to the bank manager but he said he could not do anything to lower the charges. I feel that in this economy, a bank that engages in unethical fee charging should be brought before the law. I am not rich and cannot afford this type of gouging.
0 comments