I have been with this company since January. I checked with the BBB and found nothing bad about this company. I have been paying them on time for 17 months. I have been receiving credit card statements saying that my credit is in jeopordy and will soon be reported to a collection agency if payment isn't made immediately. I called my one credit card company this morning and they told me that they dropped Express Consolidation so I owe them the payments that they did not receive. I just made a payment last week so wonder if they were planing on sending it back to me. Yeah right. I am young and I have never had bad credit. I just wanted to pay off my debt faster because I am such a responsible young person. They have ruined my credit in my eyes because there was nothing wrong with it in the first place.
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