I bought my first home in late September.By December, Washington Mutual had assumed my mortgage. Soon, I began getting notices from Township of Woodbridge Tax Collector's Office saying my property tax was delinquent.
I called WaMu who told me they "show that a payment was made" to the division which will send it to the Township. A month later, another delinquency notice arrived, now threatening to charge a high APR on my debt balance.
I went ahead and paid $985. Out of my checking account when the Tax Collector informed me that WaMu has a history of paying late. This way when their payment came through, I would be overpaid and could get a reimbursement check. Its going on half a year now. Woodbridge never received anything from WaMu even though I always paid my mortgage on time.
Now I'm told the tax bill was underpaid by $11.00, I've been fined $65.00 more for that, my property will be listed in the local paper as delinquent and a lien may be put on it in 7 days. I'll pay the $76.00 to save my home. Now I just need WaMu to reimburse me the $1,061.00 I had to pay due to my own bad judgement in trusting their well marketed establishment.
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