I used to work for LPC and let me tell you rip off is being nice. After customers receive a pre approval letter they are sucked into this because it's says that we give them a 7,500 credit line and these people are usually credit challenged and for the first time they feel they can get ahead in life. They have to pay ridiculous amounts to get this card a 79 processing fee a 120 activation fee and to top it off 198 first year membership fee so oh and don't forget the 19.95 rush processing witch is a scam being all packets are sent @ the same rate no matter if you choose rush processing. So 418.95 to get started. After that they receive a bogus catalog in which every item a customer must pay 30% up front which keep in mind the 30% is what you could purchase most of these items for in a retail store. And then LPC is nice enough to charge a very large shipping fee to receive their items. The owner has the b* to actually tell employees their doing something good for people when in fact there are hundreds of calls per day with customers loosing their bank accounts due to lpc continusly debiting their accounts knowing there's no money there causing overdrafts. Hundreds of calls where customers were not informed a payment was about to be debited and they bounced their rent checks possibly causing evictions. This company hurts they economy and preys on less fortunate Americans. I think a class action law suit should be filed and if the owner of this web wants to contact me leave your info on a blog here and i will check back and assist in all ways
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