About a year ago, I applied for a "free" credit report. Now it's been over a year, still no credit report, but i'm left with a bill on my credit card from CIC Credit Monitoring Service. This wouldn't be much of a problem IF THEY ACTUALLY PROVIDED ME WITH A SERVICE!!! They in no way made an attempt to notify me that I would be billed, or that I was even enrolled in their service. Needless to say, I've been in touch with a lawyer, the better business bereau and the federal trade commission.
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