I was first approached by phone. It was a very pushy sales pitch in the tone and mannerisms were that of a bully. I requestd information but was told repeatedly I HAD to give my checking account information which I adamantly declined. I also stated I NEVER agree to any thing over the phone.
The man on the phone kept telling me I HAD to do it so I could fix my credit. I told him the only thing that could fix my credit report was paying off old debts showing on reports, and by Car loans, mortgages and major credit cards, not a private card.
He got belligerent and I hung up.
Today, about 2 weeks later I got a "pre approved" card from the same company. It states on the back all of the terms of the checking account requirements so and so forth. This "Contract" is worse than any deal that can be made with the devil.
I hope that other people through postings like this are well informed as I was into smelling the BS a mile away, as I was. There is no better defense than being well informed.
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