First of all, I never applied to Wilshire, but inherited them during bankruptcy process. They were suppose to be "Debt Collector's". They should be called "Robbers, Ripoff Artists" and a host of other things.
One year after completion of bankruptcy Wilshire still had not provided me with a breakdown of where the money went. Only when I started refinancing did I hear from them on to be told that I was over 20,000 in arrears for "Escrow". This is impossible. Also, when they provided me with a breakdown of the $35,000 paid during bankruptcy, Wilshire had repeated charges, many on the exact same day, for "Home Inspection" "Lawyers Fees" and nonsense. But never did anything show how ESCROW could be that far behind. Also, if it was insufficient coverge for Escrow, WHY didn't WILSHIRE notify me before this.
They couldn't or wouldn't do a loan modification. So now I'm rushing to do a reverse mortgage before they go through with their threatend forclosure. Then they will try to add their attorney fees to the rest of the fabricated fees.
BEWARE of their underhanded, unethical practices. I would recommend strongly that you RUN don't WALK away from doing business with them. I'm disabled and they don't care about anything... Just taking your home.
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