I was recently charged 36.00 dollars on three different items each approximately less than 10.00 dollars each. I am told that if you make purchase and the money is not in your account, you have until 10:00pm same day to put the money in your account to avoid an insufficient fee. But if the the money into the account they tell you that you only have a certain amount of your money available, at that time they charge you fees and the money you had to cover the debt is now taken by the bank for insufficient fund fees. When I called to inquire I was told that if you do not have the money in your account at the time of authorization of the purchase you are charged a insufficient fee. Why tell me that I have until 10:00pm same day to deposit money if the account is already charged? Why can the bank charge me a fee at the time of purchase and yet put a hold on my money in my account. How do you win. No matter what you do the rules same to be stacked against you.
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