American Financial Concepts were very supportive and helpful during the initial sign-up phase. They promised us settlement results and ensured us that by hiring them we would avoid being sued. They also promised us they would advise us and walk us through the whole process. Once they started taking our money we could not get any results or communication from them. The only consistant communication was the automatic payment they withdrew from our account each month. Now, we have no settlements, we are being sued by each of the creditors we enrolled in the program and when we call for help we are told they will get back to us. Not only are we out of the money but AFC promised to help us with the legal issues and because they did not respond as they promised we were in contempt of the law. We have had no resolution with any of the accounts that we turned over to AFC in November. It has been 7 months since we began this program with no results. Because of all the law suits we talked to each creditor and handle the amounts on our own.
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