I opened this card with the intention of re-building my credit. I sent the company $199.95 for a processing fee. I was then requested to make a $99 purchase from a catalog containing items that I was not interested in. I called the company many times to cancel the card and receive my $199.95 back. I never received a call back, and later called only to be met by a disconnected number. I have been unable to reach the company by telephone, and recently learned that they are no longer in business and are facing a class-action law suit.
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