My first problem is that I have been paying all interest each month, 0 principal. And I know the loan was not set up that way. My letters regarding this were ignored. Once I researched the Truth in Lending Act I studied my loan more carefully.
The amount that they claimed to have paid my old mortgage company during this refinance seemed high. I called the old company and they sent me a letter indicating the amount they actually recieved, $2306 less than the amount shown on my paperwork! Somebody stole my $2300.00 and also I am paying interest on that money as well. My letters reagarding this problem were ignored as well.
I contacted AG Andrew Cuomo and he agreed that there were some discrepancies and he thanked me for alerting him to these. But I did not get any real help from him. At this Point I might hire I lawyer to get even with these scumbags.
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