Do not use these sites!!! Applied for a payday advance, and was declined. A few weeks later when i was checking my bank acount, there were charges in the forms of check that did not match ANY of my check numbers. Tried to access the website and was told that they were only available on eastcoast times of 9am-6pm. It took me 3-4 tries over the course of 2 days to get through to someone online. I was never sent my "member id" that i was supossed to have once i was enroled. The guy then told me that they could cancel the account but there was nothing that they would do about any sort of refund. I told them that their "service" was supposed to be optional and i declined the offer when i applied for the loan. The only answer that i could get out of them was that they "assured me" that there would not be any more charges. My bank said that the only way to get my money back was to file a police report.
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