I am writing about the outlandish and deceptive motives that my husband and I have received regarding our refinancing with Household Finance. We refinanced with them last year in March and it has been a year and we have only paid $79 towards our principle. We paid over $12,000 in interest last year.
We are paying two monthly payments per month of $825 each. We signed for a 30 year mortgage but at signing they said that we could save money and time by signing up for the 15 year plan. We thought that it would be the $825 divided in half instead it turned out to be that twice the month. That was not told to us until after the loan was final. It was passed the 3 day period that we could change our minds.
We are on time with our payments because of bank drafts. We cannot even get them to let us change to the original 30 years that we signed up for. We also were paying for credit insurance that was not needed. Is there anyway that we can join your class action suit?
Desparate and looking for relief from this company.
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