I've been a person of Advanta for 5 decades - they simply lifted my price from 6.99% to 30.17%. Never one late-payment in 5 years and usually compensated more than the minimal amount due. I ignored my January cost due on 1/31/09, they named me on 2/5/09 and that I settled instantly within the telephone. Then they explained that my rate of interest could be elevated from 6.99% to 30.17%. I used 40 minutes awaiting a boss and he explained they have zero late-payment threshold and that's the very best price.
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