I've used taxbrain a few times and their service is fine if you are just filing taxes without using the RAL. However, if you choose the 2day quickaccess loan I would say that there is a 99.9% chance that you will be denied by the bank they used and STILL charged the rediculous fees. They claim that your tax return has a risk of being delayed and therefore you are denied the loan and have to wait till the next IRS cycle (usually the following friday if you filed before wednesday at 11 am).
I've tried a few times to get a RAL through taxbrain and have been denied for the same reason that many other people have been denied, a vague reason that they refuse to explain in more depth. You are not charged the 2day fee but you are charged $30 plus the filing fee of $14.95 for the same service you can do on many sites for FREE. Its no quicker, it just costs MORE. Stay away from the ral!
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