Usacomplaints.com » Business & Finance » Complaint / Review: CCSMC Spectrum - Unauthorized billing. #402609

Complaint / Review
CCSMC Spectrum
Unauthorized billing

I obtained a 'alternative card' for my Homedepot card. The card originated from Citi. $8k control, rate of interest 28.99% with per cent intro present on acquisitions.

It said 'once we previously informed you, we're changing Your House Depot card'. Additionally, it stated 'should you choose not need the CitiMasterCard, contact 800-432-0282 and we shall shut your consideration.' But I believed it changed my Homedepot card and so I did not be worried about it.

Got a study from MyFico.com displaying a brand new card exposed also it affected my credit score. It confirmed CCSMC whilst the title without any telephone number, no-account number, merely a PO Box. Fascinating they 'forgot' their telephone number.

I looked online and discovered these reviews about CCSMC being Citibank and starting makes up about people without permission. I appreciated this card and went and appeared. Affirmed, within the 'Frequently Asked Questions' place (among 7 positions within the cover) it answered questions about 'Exactly Why Is my HD card being changed?' It stated that they'd shut the House Website account and exposed this consideration. That does not allow it to be an upgraded card.

It Is interesting time since I'd simply run my free credit history for that year. I also obtained a brand new Sears card along with a new Pursuit card. Both of these were alternative cards however for balances I'dnot utilized in a long time (such as the Homedepot card.)

I called the 800# also it just required one minute to stop the card. Appears Citibank is ready up-to stop the card-but they're wishing that individuals uses it before they go through anything within the cover.

28.99% interest... On $8k limit... That is $2,300 annually in curiosity had I used it. No surprise folks enter economic crisis...


Offender: CCSMC Spectrum

Country: USA

Category: Business & Finance

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