Do not take calls from NCO Financial. They find your personal information by using unotherized credit inquires. Once they have a number for you, they will call you multiple times per day. I made the mistake of talking to them one time, the rep kept asking me for my ssn. I told here that I would not give that information out over the phone.
She got very angry and then had her supervisor on the phone. The supervisor was very belittling to me and did everything she could to get my ssn and other personal infomation from me. She was very rude. I took thier webiste information. The supervisor told me that I had to put in a bunch of information they gave me to look at why they needed all my personal information.
After finally hanging up (I was tired of the abuse) I checked out the site. Again they wanted me to put in all this personal information to view what the call was all about. Luckily I did not give them any information over the phone or on the net. The supervisor called me back 15 minutes after we ended the original phone call and asked if I had gone to the site.
I told her that I had but I refused to put in any personal information. Needless to say, the phone call went downhill from there and I ended up hanging up on her. That was 6 months ago. Since then everyday I receive 1-5 calls per dayfrom NCO. About 1 out ofevery 6 calls they leave a computor generated message. I now have 3 different phone numbers that they use. I have done much research on them and their practices.
I wish that once the calls had started I had logged every one. I am now keeping a log of every contact and every message they leave. I am not sure how many calls it takes to be considered harassment but I figure if I keep the log up I willnot have a problem with reporting them to the FTC.
I also just found out that theyhave found me by unotherized credit inquires and will take action with the 3 credit reporting agencies to ensure that they never can pull my report again. Never give them funds. Do your homework. They get your money and keep it. It does not go to the company you owe. It will not show as a settled account on your report if you pay them.
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