This company is as bad as they get. I got a phone call from this company saying congratulations, you've been pre-aproved for a $12,000 credit limit.
I should have known better but I was excited so I went along with it. They asked me for my social security number, wich most credit card companies do, so I gave it to them.
They then asked for my checking account number. I refused to give it to them. They said that they would take the enrollment fee from my credit line. I said ok.
Three weeks later I recieved a bill for $89.95. When I looked closer, they had lowered my credit limit to $2,500. When I called to ask why, they said it was because I refused to give them a checking account number.
Not only that, but at the time of the offer, they neglected to inform me that this line of credit could only be used at their online store. I was furious! I went online to look at some of the products offered and was shocked.
They had a very limited selection of products and all of the products were outrageously priced. I could have found any one of the products that they had listed for a cheaper price at a local retail store.
This Company is a disgrace to the consumer industry. They give a bad name to all of those companies who want to give people a legitimate chance at rectifying their credit.
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