Well, like many others out there, I got taken to the cleaners by Advanta.
They raised my credit card rate not once, but twice within the first six months of 2008; they did so with no sound reason and my inquiries to them have been met with the utmost vagueness.
Here's my thinking: my current balance is roughly what they owe me in "back interest." Perhaps I should simply refuse to pay this balance (it is about $550) and let them either "call it even, " or if they wish, we can discuss it in a court of law on their insistence, where I will have one hell of a story to tell... One that any judge would find interesting.
Any thoughts out there on this?
(I would/could instead hire a lawyer to go after them, but I don't have any idea as of now how to go about this.)
Thanks for your attention.
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