I applied for a $10k personal loan with this company and on 10-17-08 loan specialist calvin mayers said i had been approved, $239.50 p/mnth, 7.25% interest, and with the stipulation of collateral: either house title, co-signor, or 4 months worth of the monthly payments via western union and money would be wired to my acct within 12hrs - i sent $960. On 10-18-08, funding was still not in my acct.
On 10-20-08 i contacted company and spoke with anna schueller who took over my file. She mentioned that another credit check was done and that because my fico had gone down & the lender was a high risk lender another 4 months worth of collateral $960 would have to be wired and my acct would fund in 12hrs. On 10-21-08, funds still not in my acct. Contacted anna again and she said funds were wired but that it bounced back. Called my bank and they gave me additional wire instructions since a middle bank is involved. They verified if i did not have middle bank wire #'s, any transfers straight to the credit union would just sit and/or bounce back to sender. Because of this, lender has flagged my acct as a caution an additional collateral $960 would need to be sent. I went ahead & sent the last 4 months collateral
On 10-24-08.including western union fees, i have sent a total of $3090.00. Funds should have been wired to my account within 12hrs by 10-25-08, but still nothing. I have been trying to contact mclean & forrester since 10-25-08 still unable to make contact. On 10-30-08, i emailed oregon department of justice (doj) to verify business and on 10-31-08 oregon doj notified me no such business existed and suggested i file a complaint with the ftc and she also submit my complaint to the fraud division in oregon. Ftc complaints have been filed against these people and a cybercrime report will also be filed. Their site has been disabled is no longer available online.
In hind site, my first clue that these were fraudulent sob's should have been when i was told collateral would need to be wire transferred to canada. I should have known better, but i was desparate and they played on this.
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