Do NOT waste your time and apply for Applied Bank. They are charging fees and creating you to go over the limit. The rude lady on the phone told me, "you agreed to be screwed over by signing the agreement with us". I echo the reports of others on here about how rude and their charges are fraudulent. My account has never been over the limit for better than 3 months but yet they keep charging me the "over the limit" $32.00 fee. I am closing my account with them today.
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