I received my FIRST NATIONAL MEMBER CARD tonight. After the initial excitement of the $6,500 credit limit, I noticed the card felt a bit thin. This prompted me to read the fine print.
Even the fine print was misleading, but what I've found out is that this is NOT A CREDIT CARD. Hence the name MEMBER CARD. There are no VISA or MATERCARD symbols anywhere on the plastic.
I also found that I could only by products from their (CCS) catalog. "Well, what catalog?" I went on-line to find it. GUESS WHAT? THEY DON'T HAVE AN ON-LINE CATALOG!
When I called to ask about it I spoke with a really rude lady. I heard some guys laughing and even cussing in the background (sounded like a "telephone solicitation room"). She said she would send the catalog tomorrow, but first she wanted my bank account number to deduct the fee... Tomorrow!
"so you want to deduct $200 out of my bank account so i can buy things from a catalog i don't have and can't even see on-line?" i asked. Her tone became very indignant... And she insisted they sold everything from baby food to sofas... Just like Walmart...
* Walmart: "please sue them for the comarison!" *
I had to laugh!
I also discovered that they deduct 30% of every purchase right from your bank account each time you order! They call this "Simple, Easy Downpayments!" Darn! If I bought the $300 worth of crap required to get my initial $200. Back in credit, they would chage my bank account $100.00 the very next day! -talk about a con!
Then she said I needed to make up my mind cause she didn't have all night. Obviously she had easier people to swindle and wanted to cut her losses.
The only thing this card is good for is dwindeling your bank account! * do not activate it! *!
From what I have read of this company is way out of line and I have no idea why the postal service or the bbb isn't shutting them down! They continue to deduct fees from your bank account even when unathorized!
One more thing I noticed. How come they permanently imprint the activation code RIGHT ON THE BACK OF THE CARD? Maybe so if you toss it without cutting it up, or it is stolen from your mailbox... It still can be activated!!!???
These people and this company are trash!
* please read other reports of these rip-off artists here *
Thanks usacomplaints. Coms.com! You rock!
0 comments