I, too, have been the victim of the Nextcard Rip-Off! I also have been late paying, trying to get on the website-Which now seems to have disappeared! I also called them, only to find that the number was always busy, or it never connected! This past month, they charged a late fee, then charged an overlimit fee since charging the late fee put the balance over my limit-this was all AFTER I had paid the bill! I have tried to call them numerous times, to no avail!
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