Complaint / Review
Arrow Financial Services
Trying to collect a 13 yr old debt by taking me to court

In July I recieved a phone call from a person who works at the building that my employer used to be located at. He told me a Sherrif was trying to deliver a summons to me.

I call around and finally (accidently) call the law offices of Blatt, hasenmiller, Leibsker, and Moore. They tell me that the summons is in fact from them and it is regarding a debt from Arrow Financial Services. I find out its a credit card from Sound Advice that I defaulted in like 1995. It had a balance of somewhere in the range of 400-500 dollars. They tell me I owe 2300 and change with lawyers fees and once I'm served the summons, they will be sueing me in Cook County civil court.

I told them that the statute of limitations has far expired in Florida and Illinois for credit card accounts. They get all huffy and tell me "see you in court".

Does anyone know if the SOL defense is absolute and if I bring it up as a defense, will the judge dismiss the case? What are my chances here? I have sent my information to the Consumer Advocacy Center, a private law firm in Chicago that deals with consumer rights. I hope they can help in my case.