I recieved a call from the Lenox Credit group offering what was termed a "Fresh Start" Master Card with a $2500.00 Credit line on 11/26/02. The interest rate on this card was supposed to be a 0% interest rate for the life of the card. The one time fee for setting up this card in lieu of annual fees was $221.95 to be deducted from my checking account.
There were also to be included in this fee, legal services, home loans, auto loans, and tickets for a free vacation. And that processing time would take 10-12 business days. At the time I told the person Calling Harry Brown that this was not possible for me to do, although the 0% interest was very tempting to transfer higher rate cards to. He told me that if I would authorize a post dated transaction to take place on 12/8/02, they could still offer me the deal. I agreed and then was recorded with his supervisor, agreeing to a mastercard with 2500 credit line.
The $221.95 was deducted from my account on 12/16/02. To date I have recieved nothing from them even a letter. Today, I started looking for them as a company on the web, as I felt that 3 weeks was sufficient time for them to send me something via mail and found this site. I will be contacting my attorney on monday. And yes I am interested in participating in a class action suit against them.
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