I sold some items over the internet. I accepted a cashier's check, I was told it is the same as cash. I deposited, I waited 4 to 5 days before taking most of the funds out. They call saying the CC was fraud and that I am to pay back the monies!!!
I say how can that be? They say, 24.00 a day fee until the account is current. Plus 8.00 fee for some other crap. Total to date is over 200.00 in fees that I really don't know the reasoning.
I don't have the cash to give back, I spent most of it, and how is it that I am liable to pay back funds plus lose the items sold??? Doesn't seem fair so it? Well I tell them I will try to get a small loan and get back with them. Then the next day some young bubble headed blonde (no offense, I am Blonde too) calls me from the bank to inform me that if the money is not given back, there will be serious consequences to pay. I was shocked, she was yelling at me and would not let me talk at all. She said that I was defrauding the bank and charges were going to be pressed against me unless I brought back the money. The amount is 5,000.00.
They never asked me to come in and sign anything stating that the cashier's check was a cc, in fact, online sent me a copy and I never even SIGN THE BACK, online lady said they would not press charges but want me to pay it back. I don't understand this all and I even waited 5 days for the cashier check to clear... I will never back with them ever and I am reporting them to every internet banking compliant form that I can. The fees are crazy and so are there employees. Beware of us bank
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