Unfortunatly, about 3 years ago, I applied for an Aspire Card... in August a month before delivering my child, I was moving into a new place... Yes, granted my bill was unpaid for a few months, but in August of I paid off the balance and until last month, thought I closed the card... 2 months ago, I checked my credit and found out that I had an account in collections with Midland through Aspire... First I call Aspire, and I can't get a person on the phone and then I call Midland&Like I stated before, I am still under the impression that I paid off the bill in 8 and closed it, so I asked the guy to please send me something in the mail that shows the balance, etc... And so I can cross reference it with my bank statements... He told me that "I am not entitled to anything and that I am a deadbeat that doesn't pay my bills!" I have fell on hard times, but for the most part, everything on my credit has been satisfied... Well, he hung up on me and I left several messages for his supervisor all to no avail. Well, tonight, I get a phone call at 9pm ATLANTA time, the man introduced himself and it was a different guy from Midland., I explained to him the situation and that all I wanted is a statement... He verified over the phone that I did pay off my card to a 0 balance in 8, but there were still charges after... Honestly, to my knowledge, I did not use the card, but it could really be an honest mistake, I was 8 1/2 months pregnant, and moving... in 100 degree weather humid too!!! If I did make the charges, I will be more than happy to satisfy the charges, but all I want is a detailed summary...
From what the new guy told me as well, I am not entitled to anything... Etc... And the only way I can get information is through court... I told him that that is what has to happen for me to pay them... He threatened my credit, my future saying that I won't be able to have anything, etc...
Then he told me "See you in court" and hung up
Please can somebody help me?
All I want is information on the account!!! I am not paying somebody over 700.00 on a 300.00 credit limit card! Especially if I don't know what it is!!!
Please HELP!!
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