I opened an Aspire credit card (Midland) for a max of $350. I didn't use the entire amount, got cancer, lost my job and had to move. No additional bills were sent and my payments were above the charged amt. I got a judgement had to go to court in Henrico, offered to make payments, I did and I also offered a settlement of $500 they said no, $800, I couldn't and they proceeded. I paid a total of over $450 to them (remember my max I paid off was $350) they said $350 on the judgement and now have a garnishment on my pay for $1,200. This cannot be lawful. I want to pursue any avenue I can to stop these theives. All of this happened 2 years after the account (Aspire-Midland) was opened. I think the FTC would be interested. I could lose my job because of the garnishment. 25% of my pay and I only 'owe' $749 not the 1,200 they list.interest and penalties continue. What can I do??
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