We received a call this afternoon, July 21, on our voice mail to call back Kevin Matthews, and when we did, we were told that we had taken out a loan from Cash Advance Pay Day Loan in Oct. 2006 for $1,285 and that the payment had never been received, so there were "3 allegations" out for me: 1) collateral check fraud, 2) theft by deceipt, and 3) Violation of Federal Bureau of Bank Regulations and papers would be served on him in a couple of days, and he was facing having to pay lawyer costs, bail (implying that he would be arrested).
We told him that we had never received anything in the mail or by email (my wife was online and was able to search my email account, so there was nothing there.) He said that it was in the contract that if it wasn't paid back, they don't have to go after the money. He said they were calling to "offer a way out of the box." They said he could write an apology letter to the restitution office of the U.S. National Bank stating that he didn't do this intentionally and along with the letter, I pay the $1,285 to which the loan had increased over time.
My wife then got on, who has legal experience, and wanted the name of their company, and information about the company, the fax (949-743-5831) and phone number, copies of the complaint in writing, etc. And the man got very defensive, saying they are not lawyers, just a company to give us a warning. She said that our lawyer would be contacting them. Warning — he did give us the last four digits of my social security number and our bank name.
She called our lawyer, who was busy at the time, so she called back 949-272-3908 number our lawyer was told to call for some additional information, and she got John Hudson, who I (the husband) had just spoken to. She reiterated that she wanted proof that their company was legitimate, and he was very threatening in telling her that we would find out in a few days that they were legitimate, and he would not send anything in writing, etc. When she said that she would be contacting the Attorney General's Office, Consumer Fraud Division to investigate them, he hung up on her.
This is exactly the same scam as stated in the other three complaints. I've contacted the Illinois State's Attorney's Office and our attorney.
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