8/18/08 - Approx 9:30am. I received an urgent VM on my cell phone from a John Hudson with Legal Affidavit Finances/Offices. I was to call immediately or I would be sorry. I called to find out what the matter was only to be harrassed, talked to brutally, and accused of Count 1 Violation of Federal Banking Regulations, Count 2 Collateral Check Fraud, and Count 3 Theft by Deception. I was informed by Mr. Hudson that I took a Payday loan out in June for $300 and that I owed $5,484.87 today or else I would be facing criminal charges. He asked if I could pay it now. I immediatley knew something was wrong as I did not open this loan. I asked for more information and he accussed me of delaying and that I knew what I did. I told him I would have to make some calls and he said if I did not pay by 6pm CA time today I would be sorry tomorrow and would be picked up by the police. I immediately hung up and called my attorney. They called only to be hung up on from Mr. Hudson. Then after the attorney had no luck getting information Mr. Hudson called me back 3 times leaving disturbing VMs that I would be sorry. He did not speak English very well and after all the messages I and my attorney were able to look this company up only to see that they are scamming other folks with this same line and amount. I was instructed by my attorney to put Fraud Alerts out and Identity Theft alerts. I have posted on all 3 credit reports and have filed a complaint with the Federal Trade Commission. These people need to be stopped. I was horrified and was concerned that I was going to jail only to find out this was a company I had never opened an account with and did not authorize any such transactions. DO NOT give anyone your information when they call you. I was fortunate but others have not.
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