To gain a more broadened view of what you're dealing with here, check out NCO's filings with the SEC listing their multitudinous AKAs: http://www.sec. Gov/Archives/edgar/data/1397772/999999999508002103/9999999995-08-002103-index.htm and for greater spill-yer-guts detail on NCO's financial business chinnanigans, see http://www.secinfo.com/d14D5a. T4dnv.htm#Dates. Other filings also show they've recently hooked up with JP Morgan/Chase. So get caller id and follow advice of others given here - don't answer, don't talk and check your credit reports annually for free at https://www.annualcreditreport.com/cra/index. Jsp. If you note any NCO discrepencies there, file a complaint with the FTC. Otherwise, they'll be all you like a cheap suit.
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