Yesterday I got a phone call from a collection agency supposedly working for UCL threaten me saying that I owe money from a loan I got in I NEVER GOT THE LOAN I was rejected for whatever reason. Now I have to go a dig up paperwork from 2003 which I hope I still have. Can anyone give me some advice on what else I should do to stop this? They are calling me at home and at my job and they their very nasty threaten to have me arrested for fraud and other things. I can really use some help.
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