A warning about CitiFinancial Retail: watch out for charges on the last payment and for revolving credit that you never signed for or asked for, on which you get charged every day. The rate on my account is 366.52% on finance charges, even when your original bill says there are no finance charges. When you phone, the bill itself says you remain responsible for it until the matter is resolved. Imagine what a balance of just $1.00 would turn into at 366.52%. If I learn what can be done about this, I will post it here.
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