I used to bank with Amcore Bamk in Elgin. Illinois and about 6 months ago, I started noticing that when ever my direct deposit from work was deposited to my account the online banking system, would show it was deposited first and then any debits that came in would show, the very next day my account would be re-worked and all the debits would be posted and then my check.By posting the debits first, my account would be overdrawn and even though my check was in the bank, Amcore would still charge me overdraft fees and on top of that I was not usually norified about this until at least three days after the event anf then Amcore would charge me a daily overdaft fee. Then when I tried to complain about this the bank tellers would say it was my fault. As I was to later find out the bank wants you to keep deposits in your account for at least 24 to 36 hours before drawing out money. I can only assume it is because the bank makes interest money on your deposits. Then When I wanted to stop payment on items I did not authorize they told me to file a police report because they had no way to stop a debit card charge. So I stopped having my paycheck direct deposited and the bank closed my account. And returned all debits away, Imagine, they said they could not stop payment on a debit card charge, but all my transactions were either debit or autodraft from my account, but they did not pay these and charged mr the overdrasft fees. Now I can not get another account because they reported me to check guard or an agency that can check any bounced checks written and the banks check this agency before opening an account for you. I am miffed, that banks seem to determine who should get paid regsardless of requesting a stop payment or not and then charging these rediculous fees.
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