Fortunatly for me my situation does not seem to be near as bad as most of the horror stories I have read about this company.
However my problem is when they call oh and believe me they do call, They try to gather as much information as they can from me and today what sent me over the top was the girl I talked to try to get more contact phone numbers from me, which I would not give her and I think I am getting this right she told me that if they did not haved a minimum of 3 contact numbers that I was a risk and that they would charge me for any research that they had to do to find more contact numbers for me.
Which I cant believe anyone would think that they could possible get away with. Know the alarms are going off in my head and I am wondering what else have these people been charging me for. So I asked her to send me a copy of my billing history and a copy of the original contract which I am sure I have filled away somewere. She could'nt get off the phone fast enough. It seemed to work.
What bothers me the most is they won't give me the information that I want and as hard as I have worked over the last three years to improve my credit ansdit can be ruined literally overnight by a shady companie like this. If I would of known we would have walked right out of the dealership and went somewere else. I have a 2nd vehical finaced through HSBC and would recomend them to anybody who is looking to by a car or istablish a line of credit.
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