Hi All,
I have very good info to share with you all.
I am in court w / Forster & Garbus now. They tried to sue over an old debt that is past the statute of limitations.
They conducted "sewer service", plus with a back-dated date.
They obtained a default judgement, while my answer & counter claim was queued with the court clerk. The default judgement & case will be thrown out by the judge once she speaks with my lawyer.
I expect to win my counter claim. I expect that they will have to pay for all the FDCPA violations of which my lawyer & I have strong evidence of, plus my lawyers fees which will be huge.
It is apparent to the whole world, except the court system that F&G says they serve folks (but don't really do so) & then get default judgements, because no one goes to court to answer because they don't know about the suit.
If this happened to you, you can get a judge to vacate based on this fact.
You can probably also get the case thrown out if it is beyond the statute of limitations. Note: that depends the original debtors choice-of-law - not your state you live in.
For ficticious example: If credit card "X" had a delaware choice-of-law, then there is a 3 year statute as opposed to NY's 6 year statute. If it was Illinois then 5 years, etc, etc. You can google "credit statute of limitations" and see the full info.
Check where your original creditor had a choice of law when your last date of default was.
I may be able to help, send in a post & I will respond.
Lisa - I have been in contact with you. We will talk.
Anyone else feel free - Together we can get them disbared & take them out of business for ever.
But lets not stop there... We might have a chance to confront them in court together. Contact me if interested.
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