First Equity Credit card are one of the lowest forms of pond life in the banking world.
I applied for the card for my business use. Paid every month, without fail, as I did with my other cards. I have NO bad reports on my credit, and up to date with all my payments.
Once I started using the card and had a balance, they UPPED the % rate from 19% to 29 % My payment shot through the roof, and though I WANT to pay, they are making it very hard for me to actually give them the money I owe them.
Despite several e-mails and phone calls to ask them for help to reduce it, they have refused any help, stating, it was in the agreement you signed and we are within our rights to do this. NO explanation as to why they think this highway robbery is justified.
If this is how they treat a regular paying customer, the sooner we get Federal regulation on Credit cards companies the better.
Do not deal with these sharks, there are plenty of decent banks out there that are happy to have good payers on their books!
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