Highland Lending Service out of Jersey City, NJ is a scam loan Company. They will have you fill out an application and yes it will look real, but they are a total scam. They will ask you for several months payment up front or to buy an insurance policy of course through them, have you moneygram money to them, then call the next day and say you need more money up front etc. You will never receive your loan! They are a total scam. Remember if you cannot get a loan through traditional lending services, you WILL NOT get one. These companies pray on people like this and steal what little they have left or can borrow putting us in a worse financial position. I am sorry to say there are not miracle loans out there for low credit scores. Don't let these loan scam companies richer by falling for their bull S#^*! If you have been scammed by this company or any other loan scam company please look back in City Lending Group on this web site look for Jill B, Waterford, MI and find the number you can reach her. We need your help to catch these BAS#*@^@. Thanks. Don"t fall for it!