My husband co-signed on an Emerge MasterCard for his Mom years ago. Things were good for a long time and then she went into deep debt and maxed out the card. She wouldn't pay the bills, ignored the phone calls from collectors. Eventually it went to collections at Midland Credit Management. THEN it went to an attorney, which at that point is when we FINALLY were even aware of the situation! A settlement was offered - half the balance due - and my husband busted his to pay the $3000.00 due. We later got a letter from the attorney saying the payment was accepted as settled-in-full. We cannot for the life of us get that * balance off the credit report! I'm just venting. Pissed off and would never put myself in that position again. I wouldn't co-sign for Jesus after that fiasco!!!
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