Trying to get mortgage loan. Lender saw on credit report that Cross Country bank had filed a chapter 7 on this credit card. No chapter 7 has been filed by me in the last 11 years since my first marriage in 1991. I call cross country and they tell me that a lawyer had notified them (cross country) that we filed a chapter 7.
Where is my copy of the report and where in any paperwork says that that could happen. I dug out every notice sent to me. They still insist I owe $474.70. I could swear I paid them off two years ago. How could they do this?
If I want a copy of the lawyers report I must write a letter saying that I had no knowledge of this situation and request that it be taken off. Then they must call the lawyer and ask this person to do so. What a bunch of crock.
I need help this is unfair and illegal as hell.
Chris
Sacrmento, California
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