I have wamu credit card and each month I paid balance full. This last billing cycle I have over $1000 purchased on the account and I made 2 payments within same billing cycle and paid the amount in full; when I received my statement for this month it shows that my account has a balance so I inquire about it and they couldn't give me clear explanation for the finance charges on there; they was 2 diff. Charges on there for purchases-current cycle and purchases-previous cycle. I never saw any credit card that has 2 purchase cycles. And for something that was already paid full finance charge should not accrue since it was paid within the same billing cycle.