Homeq is the worst company I have ever dealt with in my life. Worse than my cell phone company even which says a lot. My husband was raised in the house we live in and has owned it himself over 20 years. This property has had numerous home equity lines against it and never once has he lost it even when he filed for bankruptcy in 2002.in 2006 we took out a loan with Home123 and made our payments just fine the rate was fixed never late no problems. Last year it was sold to Homeq. Now all of a sudden we are in foreclosure and they are demanding $6000 in order to keep our home. It all started about six months ago when I sent a payment off and they said it was to the wrong address (which was the mailing address on my statement) and returned it to me. I then sent it out and by the time they received it the second time in Ca it was considered late and they tacked on a late fee. Then I decided to make all payments on the phone. Well after a couple of months of doing this and the payment statements reflecting my payments it seemed to be cleared up. Then all of a sudden a couple weeks ago someone shows up at my door with foreclosure papers from the county. I freak out, call them and we are not five months behind. My telephone payments were not going
through is their excuse and my statements were not being sent to my house I was just calling in and making the payments. We received not one phone call at home, our cell phones, at work or any letters saying we were being foreclosed on. And other than the person from the county have not received foreclosure papers and that was almost three weeks ago. Well when I called them they let me know I was five months behind and I said fine I will pay it all right now... Luckily I had just gotten my income tax refund, but not I could not pay it without paying almost three thousand in attorney fees... I explained I was not notified or anything and the lady said it was not her problem she shows letters being mailed. Now there is no one to help me I cannot afford an
attorney and all the counseling places who will help stop foreclosure are going to help if I pay them... How can I afford all of this? If you are with Homeq and your credit is not tainted by divorce or bankruptcy like ours is please please take head and find a new company. And if anyone knows a place that will help me without putting their hands in my pockets first please let me know!
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