Since December, my fiance and I have been trying to consolidate our debts. This past year has been a real struggle for both of us, and we were both looking for some sort of financial relief. We applied online for a loan of $6000 and were approved! After hearing that we were approved, it felt like a huge weight was lifted from my shoulders.
We had to send a down payment of $1093 to a lady named Catherine Cooper (our "lender") via MoneyGram to Canada. The middleman was "Joshua Bradley." He told us that this payment was basically our first couple of months' bill and that we would not have to pay until September. "Great," we thought, so we went ahead and sent the money. It was hard for us to gather that amount of money, but we managed it.
Joshua told us that in the following days they would wire the money into my fiance's account, but they didn't. We called them back and asked why, and their reason was that the lender wanted more money! They said that the lender had done another background check and needed another down payment of $1157 to secure it. Joshua Bradley guaranteed that they wouldn't charge anymore and promised that we would get our money. We needed that loan so much that my fiance sold one of his cars to make that down payment.
In the end, we didn't get it. According to Mr. Bradley, the lender pulled out, and they said it would take a couple of weeks for them to send us our refund check. They tried to offer us another loan (a minimum of $10000!), but by then it was already the last straw. The day they said the "refund check" would get to us was Feb 15. And it is now Feb 21. And where is our check?! We tried calling and calling, but all we get are dead lines and hangups.
In total we lost $2250. Because of the money we lost, our bank account is in the negatives and our creditors are calling us every hour of the day! It's funny how one moment you think you are about to be saved, but the next you have been thrown to the wolves.
What these people are doing is the lowest of the low, scum of the earth low. Misleading, giving false hope, and then stealing money from those who are seriously struggling day to day with financial issues! It really makes me sick. Since all this happened, I have had many thoughts of "If only I had researched a bit more... If only I had found this site first..." They have caused us, and are still causing us, grief and frustration. I pray that they get what they deserve and that justice will be served once and for all.
For those who are in need of financial help and are right now about to do what we did with another company, be wary and be cautious. Ask questions and do in-depth research. If it sounds too good to be true, it probably is too good to be true.
0 comments