We received a debt collection letter in the mail yesterday for my husband from Island National Group LLC.
In the past, over 6 years ago now, we had gone to great lengths to clear up his bad debt. His credit reports were cleared of any blemishes through some very hard work and dedication. Since then, he's started his own business and we now have an excellent credit score together.
When we received this letter, I wondered if it could be something from his past, but he claimed he'd never even heard of Fingerhut. The amount they've given us is $199.82, but we are lucky enough for them to let us settle it for a 50% discount of only $99.51.
To be truthful, I actually considered paying the amount -assuming that my husband had forgotten it, given his past behavior. But something made me do a bit of research first, and come to find out many others are having the same trouble. I now believe my husband to be telling the truth and just want to do my part to call it to others' attention as well.
I will not be paying this bill.
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