I did not FLOAT checks, on money that was not there. That money should have went into my account, the bank manager ADMITTED that. I had the funds in the account to cover that check, so for them to only make $100.00 available is nuts... It wasnt like it was a $5000.00 check, it was $340.00 and there was over $600.00 in my account to cover it. Had I not been wrong, I DONT think that he wouldve refunded me a dime, but at that time he refunded me half of the overdrafts.
This bank is a joke. I just opened my account 2 months ago because I wanted to bank w / a bigger bank... Well what a mistake that was. I had banked at Teachers Credit Union for the last 7 years, and NEVER had an overdraft, except for when someone criminally charged over $700.00 on my debit card, and they were from Canada. TCU PROMPTLY refunded me the overdrafts and the charges that were debited, IMMEDIATELY.
I never FLOAT checks, I do not have to... But for them to only make $100 available when there was enough in the account to cover the check is ridiculous. It is a scam, plain and simple. There were numerous reports of this on this website, and ALL of those people cannot be wrong.
Then on Sat they tried to tell me that my direct deposit was not accessable either, that was when I went to the bank to write a check to withdrawl most all of my funds? They had no clue, it was electronically deposited, ya, those funds are automatically there, but they tried to tell me that they were not, that got changed quickly... This bank has no clue what their own rules are, they make them up as they go, and I have never had this much trouble with a bank.
They revoked my debit card b/c my account was in the negative on Fri, but they did not do that when it was in the negative on Mon, they continued to let me debit from my account, and to take money that was not there, and you tell me that is NOT a scam? What else could it be? TCU may not be some big fancy bank, but I will definitly be banking with them in the future.
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