My husband was surfing the net and came across credit.com. He filled out a small survey on obtaining a loan for $6,500. I received a call from Robert Whitman. I talked to him on the phone for about 10 minutes. He guaranteed a loan with a private lender, but I needed to send him $800 up front, which would secure 4 months payments on the loan.
I hesitated and said that I had been turned down by financial companies just recently, and was surprised that he could get someone to loan me some money. My husband and I didn't need the loan, we were just trying to build our credit. He advised I needed to send a moneygram first to a Patricia Spence in Sumsville Ontario Canada. She was the "bonded" representative that handles the funds.
Once I paid, I was to call him back with the money control number, and he would have a customer service representative call me the next business day to schedule my payment plan. I paid this on Friday. On Saturday, I received a call from Ed Fields. He said that the lender pulled out of the contract, as they did not feel that $800 was enough to secure the loan. If I sent him an additional $800, then I would get my $6,500 loan automatically wired to my personal bank account by Monday.
I advised Ed that this sounded like a scam from the beginning, and it sounds even more so, and that I wanted a refund immediately. He said that since the lender pulled out, he could get an overnight check sent to me on 2/23/08, which is the day their payroll is, and that he couldn't do anything sooner. I told him again, that I doubt that he was going to refund anything. I suggested that if this is truly a scam, that he better be prepared to face the consequences.
I had called the same 800# and pressed the prompt for customer service. Guess who answered? Robert Whitman. I asked questions as if I was interested in a loan. He gave me the same information. I then confirmed what his name was and hung up. I called Robert Whittman later that morning and advised that my "loan" was not quaranteed, and that Ed Field's wanted more money.
He said he didn't know how that could happen, and I requested to be transferred to Ed. He connected me to Ed. He again said, he could assure me that this was a legitimate business and binding contract, and that my money was insured by Fremont Lending. He assured me that I would receive my refund on 2/23/08. I again advised that he better be prepared to face the conseqences if this was indeed a scam.
I have already kissed that money goodbye. It was a bad choice on my part. From the beginning it sounded like a complete scam. You get so caught up in the moment, of finally, someone that is willing to take the risk on giving you a loan, and in turn they are taking you to the bank! I hope that someone stops them. Hopefully Money Gram can put an alert out to people that are sending money to unknown individuals, for these reasons.
Good luck!
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