When I received this second bill from this NCO group and read that I "agreed" to pay them this money. When I spoke with this bill collector Jason He stressed me out so bad and I was crying saying: " you ruined my holidays", and remember him chuckling! I was under such deress that I could not sleep, think straight, cook clean. Etc... I dont remember really fully telling them I would agree to pay this INVALID DEBT!!!
I called again on 12/31/07, they said this is in dipute and did not give me much more info except that they will no longer send me out any "bills" and that saying that I agreed to pay is not in the computer any longer! And, to write a letter which I did and sent it certified.
I still dont trust these nasty people. If you get such a invalid debt letter, please fight. It does seem like their "backing" off a bit, especially if your agressive back with them and know your "legal rights". If your gullible, like I was in the beginning, it will snowball into another matter.
Please, Please, Please, fight back and stay grounded...
If anyone out there is interesting in fighting back with NCO, send a reply back on this site, my name is Kim M. And we can email each other.
Peace to all, and Happy New Year!!!
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