Complaint / Review
Capital First FCCG First Capital Consumers Group)
Capital First FCCG First Capital Consumers Group ripoff

On July 31st 2002 we received a "normal" solicitation for a new credit card from Capital First on the cell phone. Kayla rep# 434 stated that my husband didn't qualify for a previous credit card he had applied for but qualified for this new one.

The start up package price was 29.95, which would be taken straight from his checking account and would be billed for 59.95 for application fees and 99.95 for yearly annual fees.in which normally when they say, billed for means added onto credit card balance. This card starts off with a 0% APR and a $2500.00 starting limit.

The start up package would be received within 10 days and the credit card would be in with the package with many trail offers. If he had any questions or concerns that he could call the local rep at 1-866-892-6018.

Flag 1
Package was not received as specified. Called the rep on 22nd. He was told it was on its way and sometimes thing run a little slow.

Flag 2
Aug 27th, 99.95 and 59.95 was taken directly out of his checking account. The 29.95 was already taken out on Aug. 1st as authorized, BUT the other 2 were not authorized!
We found out this info on Aug. 31st when after he did a deposite and total balance did not match the checkbook balance.

He called his bank, about the withdraws to find out who withdrew all the money. The company responsible for the withdraws was, FCCG (First Capital Consumers Group), which automatically makes you think they are First Capital Bank. Which they are not. Their phone number was attached to the withdrawals of the funds from his bank account. So they matched.

Flag 3
He tried calling FCCG, but they were closed due to the 31st being Saturday and they are only open 9-5 M-F.

He then went online to find some other information on this company to see if there were any other contact information other than the above number, since today is a holiday weekend.

Red flag!
In his search he found this web page http://usacomplaints.com/Corrupt-Companies/First-Capital/first-capital-capital-first-ri-PECMB.htm. He found it on page 7 of a search on Looksmart. This page will support our above story.

We submited the above to news station aswell. This scam sounds lagit but it just that a scam! We will no longer lisson to anymore credit card people again!!!

Kathy
29-palms ca, California