I went to the bank today to apply for a small personal loan, and was denied due to a $297.00 overdue Verizon bill, showing Palisades Collection as the one filing. I ordered up my credit report immediately because I have not had an account with Verizon in YEARS and am not over due on any bills and there it was showing 120 days delinquent. I am furious right now, I have spent the last five years trying to rebuild my credit after some bad choices in college (credit cards at 17= bad idea) and now here is this BS company trying to get me to write off this expense. I'm glad I saw the posts on this website, who knows I might have paid just to fix my credit score. Now I have filed a dispute with all three credit bureaus, and am sending letters to Palsades and all three bureaus. I am also going to the legal office (I am in the military, so here is one resource I can utilize). Hopefully they can give me some good advice. I will continue to update my post as things develop. Good luck to all of you who are battling this crooked agency. I would love to get a hold of these b$st$rds and give them a piece of my mind. I'm surprised they are still getting away with it!!!
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