I accidentally found this site today and thought I should share just one more way that these people are conducting business (and don't get me started on their "customer service"!).
*DOUBLE COLLECTION ATTEMPT* Providian financial corp. Sold my credit card balance to Sherman acq. I paid the balance off in full in October of not a charge off amount, the full amount including all fees. When I called Sherman to find out where to have the escrow company send the check I was informed that I needed to send the check to their attorney's, Boudrea & associate and was given their phone number to obtain the necessary mailing information. When I called Boudrea & assoc they gave me their address and said to have the check made out to them. Until just a few months ago, I thought the whole issue was taken care of but when I sold my home I was informed that there was a judgment against me for a past due Providian account. It appears that after Boudrea & assoc received the check, Sherman gave the file/account to another attorney, Kravetz, Schnitzer, Sloane, Johnson & Eberh who then filed a judgment against me. Needless to say, the escrow company is holding the amount that they claim is due plus a percentage until I can receive a letter showing that the account is paid and the judgment dropped. I obtained a copy of the signed, cancelled check showing that it was deposited on 11/4. After sending the copy of the check to the latest attorney they say they have closed the account as fraudulent and sent it back to Sherman but that they can not send me a letter stating that judgment has been dropped and the account paid so that I can receive my money the escrow company is holding. They say that Sherman is the only one who can write the letter.
*DOUBLE REPORTING ATTEMPT* It also appears that as soon as I sent the check to Sherman acq. Via their attorney, they then started reporting on my credit report at LVNV continuing to show that I have an outstanding balance, which by the way is appears to be different from the original reporting amount, making it look like a different account unless you look at it closely.
*DO I HAVE ANY RECOURSE* If you have any suggestions as to any recourse I may have or direction/instructions on what I should/can do I would love to hear from you.
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